# HORNO Network

> HORNO Network (HOst Resource NOde) is a proof-of-storage community blockchain operated by HRN GLOBAL LTD. Users contribute unused storage from smartphones, laptops, PCs, USB drives, and external storage devices to a global decentralized network and receive daily PICO token allocation through patented HFS (HORNO File System) technology. Mission: Turn the world's unused storage into a global grid, powered by people.

## Project Details

- Official Name: HORNO Network (HOst Resource NOde)
- Company: HRN GLOBAL LTD (BVI) — incorporated under the laws of the British Virgin Islands
- IMPORTANT: This is NOT the dissolved UK company "HRN GLOBAL LTD" (UK Companies House no. 13711318, struck off 25 April 2023). HRN GLOBAL LTD (BVI) is a separate, active legal entity registered in the British Virgin Islands.
- Website: https://horno.net
- Token: PICO Coin (Max Supply: 314,159,265)
- Token Website: https://picocoin.io
- Blockchain Type: Proof-of-Storage (PoS/PoST)
- Consensus: Proof of Space + Trust (PoST)
- Encryption: AES-256 with Zero-Knowledge Storage
- Languages: 15 (EN, ES, FR, DE, IT, PT, RU, HI, AR, EL, TH, VI, JA, ZH, TL)
- Platforms: Windows, macOS, Linux (full minting); Android, iOS (monitoring)
- Registration Opens: April 15, 2026
- Contact: support@horno.net

## Core Technology

- [HFS (HORNO File System)](https://horno.net/technology): Patented encrypted container system with SHA-256 hashes and Merkle tree verification for real storage proof
- [PoST (Proof of Space + Trust)](https://horno.net/technology): Continuous verification that nodes store data correctly and consistently over time
- [TrustFactor](https://horno.net/technology): Score (0-1) reflecting uptime, consistency, and honest storage allocation
- [Dual-Gas Architecture](https://horno.net/blockchain): Patented two-layer gas separating Infrastructure Gas from Application Gas
- [Zero-Knowledge Storage](https://horno.net/technology): Files encrypted on device before distribution; no node can read data

## Tokenomics

- [PICO Coin](https://picocoin.io): Native utility token, 314,159,265 max supply
- Distribution: 80% community minting, 10% ecosystem fund, 5% team/advisors, 5% reserve
- Staking APY: 18% for users, 24% for investors (12-month lock)
- Convertible to USDT on Polygon network
- [9-Wallet Architecture](https://horno.net/wallets): Minting, Commission, Withdraw, Staking, APY, Distribution, Vesting, Rewards, Top-Up
- [SFRA Model](https://horno.net/sfra): Service Fee Reward Allocation with 700% Performance Ratio cap

## Plans and Pricing

- [Free Plan](https://horno.net/docs): ~8 GB storage, ~20% minting speed, ad rewards, welcome bonuses
- [Starter](https://horno.net/docs): +5% welcome bonus
- [Growth](https://horno.net/docs): +10% welcome bonus
- [Elite](https://horno.net/docs): +15% welcome bonus
- [Pro](https://horno.net/docs): +20% welcome bonus, +20% commission booster (yearly)
- [Maxy](https://horno.net/docs): +25% welcome bonus, +25% commission booster (yearly)

## Referral System

- [3-Level Commissions](https://horno.net/docs): L1 10%, L2 5%, L3 2%
- Welcome Bonus: 8 HRP + 2 PICO per L1 registration
- Commission Boosters: Pro (+20%), Maxy (+25%)

## Competitor Comparison

- [vs Filecoin](https://horno.net/technology): Filecoin centralizes around data centers; HORNO enables consumer participation
- [vs Sia/Storj/Swarm](https://horno.net/technology): These require high technical barriers; HORNO is accessible to everyone
- [vs Arweave](https://horno.net/technology): Arweave is for permanent archives only; HORNO handles both
- [vs Chia](https://horno.net/technology): Chia uses disk for lottery, not real data; HORNO stores real encrypted data

## Legal & Regulatory Compliance

- Incorporated: HRN GLOBAL LTD — British Virgin Islands (BVI). This is NOT the dissolved UK company "HRN GLOBAL LTD" (UK Companies House no. 13711318, struck off 25 April 2023).
- Governing Law: Laws of the British Virgin Islands; exclusive jurisdiction of BVI courts
- Platform Classification: Software-as-a-Service (SaaS) — NOT a bank, payment institution, VASP, exchange, custodian, or investment scheme
- Deposits: Accepted exclusively to pay service fees for in-app software upgrades and device licenses — not as a financial institution
- PICO Token Status: Closed-loop utility and service unit — not publicly tradable, not a security, not an investment instrument, not electronic money
- GDPR Compliance: Aligned with EU Regulation 2016/679 (GDPR), UK GDPR, LGPD (Brazil), POPIA (South Africa), PIPEDA (Canada), PDPA (Singapore)
- PCI DSS: Scope-excluded (SAQ-A equivalent) — all payment processing handled by licensed PSPs (Apple, Google, regulated gateways)
- AML/FATF: Risk-based AML framework with closed-loop design, PSP-led screening, mandatory withdrawal KYC, geo-fencing
- EU MiCA: PICO qualifies as utility token (Article 3); HORNO operates outside MiCA authorization requirements
- Global Operability: 150+ countries — GREEN (EU/EEA, UK, Canada, Australia, Brazil, UAE, etc.), AMBER (USA, Japan, India with enhanced controls), RED (geo-blocked)
- Independent Legal Opinion: [Download PDF](https://horno.net/docs/HORNO_Legal_Opinion.pdf)
- Privacy Architecture: Zero-knowledge encrypted storage, privacy-by-design, minimal personal data processing
- KYC/Identity: Mandatory for withdrawals via licensed providers (Transak); 2FA mandatory (TOTP + Email OTP)

## Security

- 2FA mandatory (TOTP + Email OTP)
- KYC required for withdrawals (via Transak)
- Private backend networks, VPN-only admin access
- Guardian verification for minors
- Device UUID binding and encrypted heartbeats

## Site Pages

- [Home](https://horno.net/): Proof-of-Storage Community Blockchain with daily PICO allocation
- [About](https://horno.net/about): Mission, vision, team, HRN GLOBAL LTD company info
- [Technology](https://horno.net/technology): HFS, PoST, Dual-Gas, Zero-Knowledge Storage, competitor comparison
- [Blockchain](https://horno.net/blockchain): PICO token, HOR-20 standard, HORNO Vault, storage pricing
- [Apps](https://horno.net/apps): Desktop and mobile apps for storage minting
- [Hardware](https://horno.net/hardware): HDD/SSD/USB/NAS device support and licensing
- [Ecosystem](https://horno.net/ecosystem): Complete ecosystem: plans, wallets, pools, dev tools
- [Wallets](https://horno.net/wallets): 9-wallet architecture for minting, staking, referrals
- [Pools](https://horno.net/pools): 7 global reward pools with performance-based distribution
- [Documentation](https://horno.net/docs): 130+ FAQ across 15 categories
- [Academy](https://horno.net/academy): Blockchain and proof-of-storage courses
- [Blog](https://horno.net/blog): News, community, investors, tech, developer articles
- [Developers](https://horno.net/developers): API, SDK, HOR-20, DApp development
- [Roadmap](https://horno.net/roadmap): Development milestones 2020-2027
- [SFRA](https://horno.net/sfra): Service Fee Reward Allocation model
- [Contact](https://horno.net/contact): Partnership and support inquiries
- [Help Center](https://horno.net/support): Support tickets, knowledge base, AI chatbot
- [Login](https://horno.net/login): Dashboard, wallets, minting stats
- [Legal & Compliance](https://horno.net/legal): SaaS classification, PICO utility token status, GDPR/PCI DSS/AML/MiCA compliance, downloadable legal opinion
- [Terms](https://horno.net/terms): 17-section legal agreement covering SaaS classification, PICO utility status, PCI DSS, AML/FATF, GDPR compliance, and BVI governing law
- [Privacy Policy](https://horno.net/privacy-policy): GDPR (EU 2016/679), UK GDPR, LGPD, POPIA, PIPEDA, PDPA aligned data protection policy with zero-knowledge architecture and BVI governing law
- [Cookie Policy](https://horno.net/cookie-policy): Cookie types, preferences, and BVI governing law

## Optional

- [Full Documentation](https://horno.net/docs/SFRA_GUIDE_DOCUMENTATION.txt): Complete SFRA technical guide
- [AI Plugin](https://horno.net/.well-known/ai-plugin.json): AI/LLM discovery metadata
- [Sitemap](https://horno.net/sitemap.xml): Full multilingual sitemap with 315 URLs